I recently joined the millions of folks that transitioning from expensive cable plans to less-expensive digital options. I joined the Netflix family, and was pleased to find a documentary focused on questions around finance. Requiem for the American Dream featuring Noam Chomsky Being unfamiliar with Noam Chomsky aside from his opposition to the Vietnam War, I decided to invest an hour to hear what one of America’s most prominent thinkers has to say about The American Dream. I’m not an expert, and my hope with this post is not to make it unnecessary to watch the movie. I’ll touch on some sound bites that madeRead More →

I typically don’t take a lot of time putting on airs to show off my positive net worth, or the fact that I often care up to $20 in my wallet. But just because I’m not wearing a sign that says “PF Gangster” as I walk down the street, doesn’t mean that I don’t enjoy the perks of living the life. Let’s face it: personal finance is about making good choices that allow you to enjoy greater satisfaction in your life. So while on the road for work travel, I try to do little things that I wouldn’t normally do that make me FEEL likeRead More →

I gladly picked up an iPhone 6s a year ago as soon as my contract ended so I would have the latest and greatest technology. And I’ve been tempted by portable battery chargers, indestructible cases, and wireless earbuds. I’ve bought half a dozen accessories (which I think is half decent compared to other people) and I recently took inventory on all those purchases. Leather folio case ($15) – the first accessory I bought before I even received the phone. It protected my phone in style for about 8 months before the leather looked worn down and I no longer appreciated the extra heft of aRead More →

This must be my lucky day. I’m walking through the corridor of my apartment complex toting groceries when I look down and see a crumpled twenty dollar bill. Now, before you judge me, I waited 30 seconds and looked in all directions to see if someone was searching for their lost money. No one came back for the funds and so now I have $20 in my wallet. When I was growing up, there was a saying in the house that if you found any money, you needed to spend it right away. So if someone found $20 like I did, they would physically takeRead More →

Let me just say from the get-go that I don’t buy the mularkey about giving up a daily latte to pay off your mortgage. If you can’t understand if and when you’re able to afford a fancy cup of coffee, then I suggest you start at the very beginning of this blog or another personal finance blog (there are SO MANY good ones). With that out of the way, I want to take a moment and thank Starbucks for taking so much of my hard-earned money over these years. I’m serious. I must have spent a couple thousand dollars here over the past six yearsRead More →