Five years ago when I started my personal finance journey, I felt about as helpless as you could. My expenses were double my income (darn you clothing expenses!), I was not on a fast track for promotion at work, and I was forced to move back into my parents’ basement to save money. While I got a grasp on the expenses part of the equation and brought them down in line with my sub-standard earnings, that still wasn’t going to put me anywhere near my financial goals unless I made big changes. The bit of silver lining was that I was reading the positive journeysRead More →